The first issue to consider is whether you have sufficient limits to protect your interests. Of course, this relates to all insurance coverage that you have.
Most coverage disputes concerning auto policies arise our of defense following an accident or a conflict with your insurer concerning the payment of no fault benefits, the economic losses you incur as a result of injuries. There are other coverage disputes relating, for example, to the named insured, resident relative, whether the vehicle was being operated or used as a motor vehicle at the time of the accident, etc. Some of these issues, and others, are resolvable, but it generally takes experience and understanding of the opposing position to do so quickly.
Other issues which arise relate to the payment of uninsured and under-insured benefits. Uninsured benefits provide coverage for qualified non-economic claims if you are injured in a motor vehicle accident caused by someone who is not insured. Under-insurance benefits provide the same type of coverage if you sustain severe injuries and their value exceeds the limits of the at-fault driver’s insurance coverage.
There are pitfalls and issues which relate to these coverages, and you need competent and experienced counsel to assist you in recovering the benefits to which you are entitled.
Barry M. Feldman provides both the competence and experience that is required to assist you to obtain the benefits for which you paid. Contact us today.